河南突破性解決糧食企業融資瓶頸
5月28ri,henanshengnongfaxingyushengzhiliangshiqiyezaizhengzhougongtongqianshuhezuoxieyi,chenglihenanshengshengzhiliangshiqiyeliangshigongtongdanbaojijin。gaixiangmudaqileliangshiqiyeyujinrongjigouxindaiyewuzhijiandeqiaoliang,jiangtupoxingjiejueliangshiqiyerongzipingjing,tongguokexueyouxiaodipeizhixindaizijin,dadao"多收糧、收好糧、防風險"的目標。
河南是全國農業大省和糧食轉化加工大省,糧食總產量占全國十分之一,小麥產量占全國四分之一。"保糧"和"增效"shihenanliangshixingyechengdandezhongyaozeren。jinnian,henanshengxiaomaibozhongmianjizengjia,zongtichangshilianghao,houqiruwuyichangqingkuang,xialiangkewangzaicifengshou。xialiangfengshou,shougourenwujiazhong,shidekunraoliangshiqiyefazhanderongzinanwentijidaijiejue。
weidalizhichizhongyuanjingjiquhehenanliangshihexinqujianshe,jianlijianquanshengzhiguoyouliangshigouxiaoqiyexinyongtixi,jiadajinrongjigouduiguoyouliangshiqiyedexindaizhichilidu,qieshihuanjieliangshiqiyerongzikunnan,chongfenfahuizhuqudaozuoyong,qieshibaozhengguojialiangshianquan,baohuzhongliangnongminliyi。zaihenanshengliangshijuheshengnongfaxingdegongtongtiyixia,yuliangjituanhehenanshengliangshijiaoyiwuliushichangyouxiangongsigongtongfaqi,10家省直糧食企業參與,成立了河南省省直糧食企業糧食共同擔保基金。
這項基金以"入會自願,信用為本,貸款互保,風險共擔"為(wei)原(yuan)則(ze),在(zai)確(que)保(bao)各(ge)會(hui)員(yuan)自(zi)身(shen)信(xin)用(yong)的(de)基(ji)礎(chu)上(shang),組(zu)織(zhi)會(hui)員(yuan)開(kai)展(zhan)信(xin)用(yong)互(hu)助(zhu)。會(hui)員(yuan)企(qi)業(ye)向(xiang)基(ji)金(jin)繳(jiao)納(na)共(gong)同(tong)擔(dan)保(bao)金(jin),成(cheng)員(yuan)間(jian)簽(qian)訂(ding)互(hu)保(bao)協(xie)議(yi),共(gong)同(tong)保(bao)證(zheng)金(jin)用(yong)於(yu)會(hui)員(yuan)企(qi)業(ye)貸(dai)款(kuan)到(dao)期(qi),無(wu)法(fa)及(ji)時(shi)全(quan)額(e)籌(chou)集(ji)還(hai)貸(dai)資(zi)金(jin)時(shi)的(de)短(duan)期(qi)部(bu)分(fen)代(dai)償(chang),超(chao)過(guo)共(gong)同(tong)保(bao)證(zheng)金(jin)部(bu)分(fen)由(you)保(bao)薦(jian)單(dan)位(wei)先(xian)行(xing)墊(dian)付(fu)。會(hui)員(yuan)企(qi)業(ye)向(xiang)農(nong)發(fa)行(xing)申(shen)請(qing)專(zhuan)項(xiang)貸(dai)款(kuan)時(shi),繳(jiao)納(na)不(bu)低(di)於(yu)貸(dai)款(kuan)總(zong)額(e)10%的擔保金,農發行給予企業不超過擔保金10倍的信用貸款額度,企業在基金擔保專項貸款額度內使用資金。



